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Career Opportunity at National Bank of Pakistan
National Bank of Pakistan, "The Nation's Bank," is a leading financial institution committed to supporting the nation's financial well-being and enabling sustainable growth through its extensive network. As part of our ongoing transformation into a future-fit, agile, and sustainable institution, we are seeking experienced and dedicated professionals for the Risk Management division.
Job Details
Job Title: Senior Credit Officer (SVP/EVP)
Reporting to: Chief Credit Officer
Place of Posting: Karachi
Eligibility Criteria
Educational Qualification:
- Minimum Graduation or equivalent from an HEC-recognized institution.
- Preference will be given to candidates with a Master's degree or relevant professional certifications.
Experience:
- Minimum 12 years of banking experience, with at least 5 years in a senior role in credit risk management and/or corporate/commercial banking.
- Expertise in credit risk assessment, problem-solving, and remedial management.
- Ability to manage credit decisions under ambiguity and stress.
Required Skills & Expertise
- Strong grasp of credit loss modeling, Basel parameters, IFRS 9 methodologies, and regulatory capital.
- In-depth knowledge of SBP's Green Banking and Environmental & Social Risk Management policies.
- Expertise in legal documentation for credit/market risk and portfolio management.
- Excellent communication skills, with the ability to address complex issues to senior management and clients.
- Ability to develop and implement risk appetite frameworks and structured portfolio management.
Key Responsibilities
- Review and approve credit proposals for Corporate/Commercial, MME/SME clients.
- Present credit proposals in credit committees and ensure compliance with risk policies and SBP guidelines.
- Ensure consistent portfolio management and early problem recognition across client segments.
- Assess borrowers' Environmental and Social performance in line with Green Banking policies.
- Correspond with SBP on regulatory issues relating to the credit portfolio.
- Lead in developing tools and policy frameworks, ensuring robust risk management practices.
Employment Type
- Contractual for three years, renewable at the discretion of management.
Application Process
Interested candidates who meet the eligibility criteria are encouraged to apply online via the NBP careers portal:
⏳ Application Deadline: 30th December 2024
📍 No TA/DA will be admissible for test/interview.
Join us and play a key role in shaping the future of credit risk management at National Bank of Pakistan!
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